In these funds the lock in period is more than five years till ten or fifteen years and extendable by three years, the investment amount is small, and investors can start with an investment as low as Rs 500. There is a cap on maximum investment that can be made in one single year, for example, PPF has a maximum investment cap of Rs. 1.5 lakh in one financial year and post office monthly scheme has minimum investment cap of Rs.
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